Better Tomorrow Financial

Screens, booze, weed, video games, gambling, members of the opposite sex: all are temptations that can be dealt with through strategies that make it easier to control ourselves and avoid risk.

Investment accounts allow you to borrow ‘on margin’ at rates above the Federal funds rate.

Disclaimer: I’m not an attorney or accountant/CPA, and this is not legal or tax advice.

Now that you’ve prepped for a 72 hour disaster with water, food, fuel, and meds, consider adding an emergency toilet.

If you give up your green card or US citizenship, you must pay an ‘exit tax’ to do so.

Intro to options Strike aka Exercise Price The price at which you have the option– but not the obligation– to buy the stock at.

If consolidating, choose the ‘let my loan servicer pick my repayment plan’ option to get the lowest payment out of the four Federal student loan repayment programs.

If your kids go to a Seattle public high school, they can attend one of the Seattle Colleges tuition-free for the first two years of school.

If you have small business income or other income that you haven’t properly withheld taxes for, you need to make estimated tax payments to the IRS to avoid an ‘underwithholding penalty’ at the end of the year.

GRMS bands are fixed channels (frequencies) that can also be accessed via (unlicensed) handheld walkie-talkies (called the ‘FRS’, Family Radio System.)

Warning: Last updated 3/26/2026: This information is preliminary and will be updated later as the IRS guidance on Trump Accounts develops.

In general, your student should try to fund any education you can’t pay for from 529s, income etc from the lowest interest rate loan available to the highest.

DISCLAIMER: I am not an accountant or CPA, but here’s what I understand about rental taxation.

Disclaimer: I am not a tax preparer / CPA, and this is not tax advice.

Disclaimer: I’m not an tax professional/accountant/CPA.