Bank Underground

Marcus Buckmann, Galina Potjagailo and Shobhit Rawat What can artificial intelligence reveal about firms’ pricing decisions from text-based business intelligence?

Dragos Gorduza, Livia Silva Paranhos and Ivan Yotzov Monetary policy decisions reflect incoming data, forecasts, and policymaker preferences.

Simran Mehta and Valentina Macchiati UK property transactions can be identified and observed directly within minutes of payment settlement using CHAPS, the UK’s high-value payment system.

Andreas Viljoen Financial crises rarely begin with one self-contained weakness.

Marzio Bassanin The 2017 finalisation package of the Basel III reforms to bank capital regulation aims to make capital requirements more robust and consistent across banks.

Tihana Škrinjarić In my recent paper, I present a new model that helps assess risks in the UK housing market.

Jagdish Tripathy, Arzu Uluc, José-Luis Peydró and Francesc Rodriguez-Tous Borrower-based macroprudential measures – such as limits on loan to income (LTI) and loan to value (LTV) ratios – have become a standard feature of the post-crisis regulatory landsc…

Sofia Carollo and Natalie Burr While monetary policy sets short-term policy rates, households and firms borrow at varying time horizons.

India Rimmer, Hannah Copeland and Boromeus Wanengkirtyo Global extreme weather events may feel far away, but they leave behind a trail of higher prices in our shopping baskets.

Sophie Piton and Fabrizio Cadamagnani A lot has been written about UK productivity and how weak it’s been in recent years.

Lea Havemeister, Nicholas Bloom, Philip Bunn, Paul Mizen, Gregory Thwaites and Ivan Yotzov Monetary policymakers carefully craft their policy decisions and communication, and financial markets respond quickly.

Ludovica Ambrosino, Jenny Chan and Silvana Tenreyro Recent technological advances raise an important question for policymakers: will higher productivity lead to disinflationary or inflationary pressure?

Daniel Ostry, Roger Vicquéry and Emilio Zaratiegui There is growing concern among policymakers, international organisations, and even big-tech Chief Executive Officers (exhibits I, II and III) that the current artificial intelligence (AI) boom features va…

Sandra Batten Unlike previous waves of automation, machine learning and generative AI (Gen AI) technologies can perform non-routine cognitive tasks, such as those involving written or spoken language, and have the potential to affect a wider range of occu…