A Wealth of Common Sense

The new Nathan Fielder movie You Can See Everything about Elizabeth Holmes is the rare documentary that has reached the popular culture zeitgeist.

Today’s Talk Your Book is brought to you by Calamos: To learn more about Calamos click here: www.calamos.com/ETFS On today’s show, we discuss: “Peak 65” – The largest number of American’s turning retirement age in history The three types of annuity produc…

One of the hard parts about financial planning is that you get plenty of at-bats at the little stuff, like spending money, investing, and saving, but not a lot of opportunities to practice the big stuff.

Today’s Talk Your Book is brought to you by CME Group: To learn more about CME Group click here: http://cmegroup.com/singlestockfutures On today’s show, we discuss: Why CME Group rolled out single stock futures, and who the product is built for How initial

A friend was cleaning out one of his rental properties and came across the business section in an old newspaper from 1960: The chart shows the make-up of the S&P 500 by sector at the time: 425 industrials 25 rail companies 50 utilities Things look just a…

We also covered questions about paying off your mortgage vs. investing in bonds, why housing prices aren’t crashing, home country bias and some advice for a young investor.

Today’s Animal Spirits is brought to you by WisdomTree: This episode is sponsored by WisdomTree.

In the fall of 2022, the inflation rate peaked at more than 9%: At the time a recession was a foregone conclusion: It was a ‘when’ not an ‘if’ as far as most people were concerned.

Today’s Talk Your Book is brought to you by Victory Capital: To learn more about Victory Capital click here: www.vcm.com On today’s show, we discuss: Why value and momentum can be complementary factors How buffering rebalances can help keep turnover low c…

Through the end of September, these are the annual returns over various time frames for the S&P 500: 3 years +22.9% 7 years +16.2% 10 years +15.3% 15 years +15.7% 20 years +11.2% 30 years +10.3% 40 years +11.5% 50 years +11.9% The average annual return ov…

Edward Chancellor’s The Price of Time provides a wonderful explanation of the importance of interest rates in a functioning economic system.

Bill Sweet joined us this week to chop it up with questions about Roth IRA conversions, how to buy bonds, asset location for Roth IRAs, the 10 year rule and how depreciation works for rental properties.

Today’s Animal Spirits is brought to you by ProShares and Janus Henderson: This episode is sponsored by ProShares.

When interest rates were low in the 2010s and early-2020s, investors in search of a balanced portfolio had two choices.

Today’s Talk Your Book is brought to you by JP Morgan: To learn more about the JPMorgan Strategic Income Opportunities Fund click here: https://am.jpmorgan.com/us/en/asset-management/adv/products/jpmorgan-strategic-income-opportunities-fund-i-4812a4351 On…

This is one of my favorite statistics about human nature: Each year, Americans spend more money on the lottery than on sporting events, books, video games, movie tickets and music combined.

The economy is a weird thing because no matter what happens to GDP growth, inflation or interest rates there are bound to be pros and cons, winners and losers.

We also covered questions about how to spend money that improves your well-being, what to ask your parent’s financial advisor, safe withdrawal rates in retirement and looming debt risks for the hyperscalers.

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There are 137,000 households in America that control 15% of household wealth.

Today’s Talk Your Book is brought to you by Benefit Street Partners, a Franklin Templeton Company: To learn more click here: http://www.credopp.com/ On today’s show, we discuss: How real estate credit could offers more cushion than equity today How rising…

The big risk in the markets rarely comes from the place where everyone is looking.

Here’s a chart of U.S. consumer sentiment that goes back to the early-1950s: Consumer sentiment is currently lower than it was during: 9% inflation in 2022 The Covid pandemic The 2008 financial crisis and bursting of the housing bubble 15% inflation and 1…

Jonthan Novy joined us this week to answer questions about life insurance, long-term care insurance, bear markets, 0% credit cards and wages vs. consumer sentiment.

Today’s Animal Spirits is brought to you by YCharts and Janus Henderson: This episode is sponsored by YCharts.

The Bloomberg Aggregate Bond Index was created by Lehman Brothers in the early-1980s to offer investors a benchmark for the investment grade taxable bond market.1 The index is made up of mostly Treasuries, corporates, mortgage-back securities and asset-ba…

Today’s Talk Your Book is brought to you by Janus Henderson: To learn more about Janus Henderson click here: https://www.janushenderson.com/en-us/advisor/etfs/active-equity-etfs/structured-income-etfs/ On today’s show, we discuss: Why the ETF wrapper is u…

These are strange times for the markets and the economy.

There’s an old adage that a dart-throwing monkey could beat most professional investors.

We also discussed questions about inflation, defensive stocks, career advice for equity analysts and paying off your mortgage early.

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In the spring of 2021 I wrote a blog post titled Why This is Not Another Housing Bubble.

Today’s Talk Your Book is brought to you by Motley Fool: To learn more about Motley Fool click here: fooletfs.com On today’s show, we discuss: Is momentum under allocated compared to value?

These are some of the craziest economic stats I came across in my research for Risk & Reward: In modern economic times, prices didn’t start rising on a sustained basis until the 1940s.

We were recording from Future Proof so Barry Ritholtz and Bill Sweet both hopped on to chop it about on questions about luxury watches, baby boomer wealth, stock picking, asset location and how to find the right financial advisor.

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Some notable market moves we’ve experienced this year: Mortgage rates have gone from 6% to 7%.

Today’s Talk Your Book is brought to you by VanEck: To learn more about VanEck click here: vaneck.com/PrivateMarketsCompound On today’s show, we discuss: Why 2021 produced disconnected valuations for late-stage startups How AI and reindustrialization are…

Taxes are a funny thing.

Here are some updated statistics on wealth: Fidelity now has nearly 800,000 people with $1 million or more in their 401k plan.

Bill Sweet came on again to discuss mega backdoor Roth conversions, how to account for a pension in your financial plan, Roth 401ks, how your job should impact your risk profile and where to save for a down payment.

Today’s Animal Spirits is brought to you by CME Group: This episode is sponsored by CME Group.

Here’s a story from Bloomberg: That doesn’t sound good.

Today’s Talk Your Book is brought to you by Alger: To learn more about Alger click here: http://www.alger.com/ATFV On today’s show, we discuss: Why today’s AI leaders differ from the internet startups of the 1990s Alger’s concentrated growth ETF, Alger 35…

The top 10 stocks in the S&P 500 make up almost 40% of the index.

People have always preferred stories over statistics.

We also discussed questions about how to hedge against a government debt crisis, the best asset class to invest in right now, international diversification, where to park short-term savings and how to spend more money in retirement.

Sponsored by Shelton Capital Management Every Retirement Is Different.

When living through uncertain times like these, many people seek the certainty of answers.

Today’s Talk Your Book is brought to you by Federated Hermes: To learn more about Federated Hermes click here: https://www.federatedhermes.com/ On today’s show, we discuss: The 30 year Treasury breaking out to highs not seen since 2007 The case for moving…