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The financial industry understands itself to be an arm of the government.
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There was recently an attempt by an independent journalist to expose fraud in a Minnesota social program.
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Programming note: Happy New Year!
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Programming note: Merry Christmas!
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Programming note: Bits about Money is supported by our readers.
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The ultimate goal of financial plumbing is to enable commerce in the real economy.
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Much of the operation of the financial industry is legible to people outside of it.
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In the sciences they call it the file drawer problem: studies that fail to achieve significance or reach the "wrong" conclusion end up hidden away, creating a distorted picture of reality.
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This column doesn’t offer investment advice, as I am not a registered investment advisor.
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Happy New Year!
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Recently, noted VC Marc Andreessen kicked off a discussion about debanking, in a podcast with his co-founder Ben Horowitz (begins at 7:42) and in an appearance on Joe Rogan’s podcast.
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Programming note: Bits about Money has been a bit irregular recently.
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Programming note: I recently launched a weekly podcast, Complex Systems with Patrick McKenzie.
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My family recently bought a duplex in Chicago, after years of living in Japan.
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Many beginnings imply a contemporaneous ending.