Vuong Nguyen

Most teams that adopted AI tools ended up with a handful of conflicting instruction files and no source of truth.

Most engineering teams adopted AI tools and called it transformation.

Remittance-backed lending isn't just a better credit product.

Millions of immigrants send billions across borders with perfect consistency and zero credit history.

A reality check on AI adoption, gender bias, and what our technology reveals about us.

A language dies every 40 days. 38% of webpages from 2013 are already gone.

Some decisions can't wait for perfect information.

Most people focus on which AI model to use.

A 2025 year-end analysis of the stablecoin chain explosion, tokenized deposits, and what the fragmentation means for cross-border payments.

Sun Tzu wrote about war, but he was really writing about uncertainty.

Working in isolation started before COVID but the pandemic accelerated it.

Retrieval gives agents information.

AI disruption is coming without coordinated solutions.

AI agents can execute actions, but they can't decide which action is correct.

A practitioner's warning to friends who aren't paying attention to AI.

Atomic settlement eliminates the timing gaps that have defined FX for 50 years.

Stablecoins hit $46T in annual volume and banks are responding by putting their own money onchain.

The last crypto winter felt like building in a pit while the world pretended blockchain didn't exist.

Companies are racing to add AI everywhere.

In the global payment system, small senders pay the highest percentage in fees.

Stablecoin payments look simple, but the reality is a three-layer sandwich where banks, issuers, and exchangers each take a bite.

Fintech's future isn't being shaped in the U.S. or Europe.

In 2017, blockchain was supposed to destroy banks.

Stablecoins promised safety, but without compliant yield, savers in inflation-hit markets lose value.

Stablecoins are hailed as the future of money, but adoption in emerging markets is blocked by broken off-ramps.

AI agents already want to transact with one another, but current financial rails block them.

Most blockchain pilots failed, but the survivors now move real value.

Stablecoins settled $30T last year, surpassing Mastercard's annual volume.

Africa and LATAM processed more than $250B in remittances last year, sparking calls to mint local stablecoins.

The GENIUS Act delivers regulatory clarity for stablecoins in the U.S., but at a cost.

The global remittance market moves over $2 trillion each year, yet it runs more on WhatsApp groups than Web3 dashboards.

Fantom, Avalanche, and Near saw billions in TVL vanish in months.

Banks are unlikely to issue stablecoins directly.

The race is on to build stablecoin-native blockchains, but most will fail.

Wyoming has launched the Frontier Stable Token (FRNT), the first state-backed digital asset in the U.S.

Many teams are tempted to rebuild a clean V2 from scratch, but this often fails because it discards history, tribal knowledge, and unwritten context.

The phalanx offers a powerful metaphor for engineering culture.

Growing up in rural Việt Nam, I recall painful scorpion stings, strange folk remedies, and one unforgettable scene involving my mother, a chicken, and a sting on her toe.

Growing up in rural Việt Nam, I recall catching frogs in the rice paddies and the cruel childhood experiment of making toy drums out of frog skins.

Growing up in rural Việt Nam, I recall hunting crickets in the fields, keeping them as pets, and the cruel games we played as kids.

Growing up in rural Việt Nam, I recall the sounds, play, and animals of my childhood, from pig farms and clay toys to the stories that shaped how I understood nature and food.

On turning thirty, becoming a father, and joining a startup, I reflect on sleepless nights, work-life balance, and gratitude for my wife and family who carried me through.

Businesses and consumers are embracing cloud storage, but security questions remain urgent.

A compiled list of commonly-used Git commands for branching, tagging, remote management, and logging, covering both everyday operations and edge cases that come up occasionally.

Using Python and lxml to insert a “read more” link inline with the last HTML element instead of breaking the layout.

For my daughter's first Mid-Autumn Festival, I set out to design and build a dragon lantern from bamboo, Cellophane, and paper.

Fishing with my brother has always been one of our few shared joys, and it often ends with a meal.

A memory from my 2008 trip to Viet Nam, revisiting a childhood tradition of searching for rice paddy crabs with my cousin.

My very first post.